Apply for Business Credit

Your details

Start with your mobile number. If you already use YouPay Wallet, we will fill in the details we have once the number is verified.

Mobile number

+91

Two references

People who know you well — a relative, a friend or a colleague — and can be reached on these numbers. Please let them know you have named them.

First reference

Name

Mobile number

+91

Second reference

Name

Mobile number

+91

How much, and for how long

Simple interest at 1% a year, paid once a year for as many years as the credit runs.

Credit amount

₹

Interest rate1% a year, simple

Interest each year—

Yearly payments—

Total interest—

Amount + total interest—

Year-by-year interest

Year	Interest due

Simple interest is worked out on the amount you borrow only, so it is the same every year. When and how the amount itself is repaid is set out in your credit agreement — read it before you sign.

KYC and bank details

Our team checks these documents against your details before any decision is made.

Identity

PAN

Aadhaar number

Stored encrypted. We only ever show the last four digits.

Date of birth

Documents

Clear, well-lit photos with all four corners visible. For Aadhaar you can use a masked Aadhaar from the UIDAI website — the first eight digits hidden is fine.

PAN cardFront side · tap to add

Aadhaar — frontSide with your photo · tap to add

Aadhaar — backSide with your address · tap to add

Your photoFace clearly visible · tap to add

Bank account

This account is saved as a beneficiary on your YouPay wallet when you submit, so you can withdraw to it from the app.

Account holder name

IFSC

Account number

Confirm account number

Bank name

Review and submit

Check everything once more. Use Edit to change a section — nothing you have entered is lost.

Apply for Business Credit

Your details

Your YouPay Wallet account

Two references

First reference

Second reference

How much, and for how long

KYC and bank details

Identity

Documents

Bank account

Review and submit

Application submitted

Your application

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